H.P. Cancel in R.C. Book – 5 Powerful Steps to Do It Fast.
H.P. Cancel in R.C. Book – Step-by-Step Guide
H.P. Cancel in the RC Book is essential after repaying your car loan. Hypothecation (H.P.) is a term that indicates your vehicle is financed by a bank or finance company. Once the loan is closed, removing it from your Registration Certificate (RC) is important to prove full ownership.
What is H.P. Cancel in RC Book?
H.P. Cancellation means deleting the hypothecation entry from your RC book. This step confirms that the vehicle is no longer under any loan or financial liability.
Documents Required for Hypothecation Removal:
Original RC Book
Form 35 (from the bank or financier)
NOC (No Objection Certificate from Bank)
Copy of insurance
PUC certificate
Aadhaar/PAN copy
Passport-size photograph
How to Apply for H.P. Cancel at RTO:
Step 1: Visit your RTO with all required documents.
Step 2: Submit Form 35 and Bank NOC.
Step 3: Pay the applicable RTO fees.
Step 4: Your application will be verified.
Step 5: You will get a new RC Book without hypothecation.
Why is H.P. Cancel Important?
Proves full ownership of the vehicle
Needed for resale or transfer of ownership
Avoids legal/loan complications
Helps in getting a clear insurance claim
Tips for Smooth H.P. Cancel Process:
Ensure the bank issues the NOC on time
Double-check all documents before visiting the RTO
Carry the original and photocopies
Prefer working days to avoid delay
FAQs on H.P. Cancel in R.C. Book:
Q: Can I cancel H.P. online?
A: Some RTOs in states like Maharashtra, Gujarat, and Karnataka offer online services. Check your state's RTO portal.
Q: How long does it take?
A: Generally 7–10 working days, if all documents are correct.
Q: What if I lost my NOC?
A: Contact your bank immediately. If you financed your vehicle via Ganesh Brijesh Car Loan, we can help you reapply and fast-track the process.
At Ganesh Brijesh Car Loan, we go beyond just financing — we assist you in the full lifecycle of your loan, including hypothecation cancellation.
✅ We help you collect and verify all necessary documents
✅ We coordinate with banks to get your NOC and Form 35 faster
✅ We guide you through the exact RTO process in your area
✅ We also support with duplicate NOC requests if the original is lost
Let us simplify the RTO formalities for you — so you can enjoy true ownership of your car.
💡 Pro Tips for Smooth H.P. Removal
✅Request your NOC as soon as your loan is closed
✅Carry both original and photocopies of your documents
✅Visit the RTO on working days (avoid Mondays & month-ends)
✅Prefer early morning slots to avoid long queues
Ganesh Brijesh Car Loan – RTO Services Beyond Car Loans
At Ganesh Brijesh Car Loan, we don’t just stop at providing car loans — we also help you with all types of RTO-related services to make your vehicle ownership journey smooth and hassle-free. RTO documentation can be confusing and time-consuming, but our expert support makes the process easy for you.
Our RTO-related services include:
🔹 Hypothecation Removal (H.P. Cancel)
🔹 RC Transfer (Ownership Change)
🔹 Address Change in RC Book
🔹 Applying for Duplicate RC Book
🔹 Vehicle Re-registration or NOC for out-of-state vehicles
🔹 Assistance with Fitness Certificate
🔹 Commercial Vehicle Permit Application & Renewal
🔹 Ownership Transfer after Death of Owner
We assist with filling out forms, submitting documents, and guide you step-by-step through the RTO process. Our goal is to save your time, avoid queues, and help you get the work done right the first time.
📞 For expert RTO assistance, contact Ganesh Brijesh Car Loan at: +91 98243 40073
